Business Credit Development
We will help you quickly build business credit and approved for business funding, even if you've experienced challenges with your personal credit. Our business financing and credit suite will provide you with a simple, step-by-step system to help you establish strong business credit and maximize your financing opportunities.
Step One - Build a Strong Foundation
We help you through an online business funding application. During the application process, we take your business through our 20-point lending compliance check and corporate documentation review.
Upon completion of our lending compliance check, we reveal exactly what the banks are looking for to ensure you meet the lenders criteria before your application is ever submitted to any of our credit and business financing sources.
Step Two - Fundability
Your business credit application is cross-checked against the underwriting guidelines for over 2,100 business finance institutions and you are pre-approved for several of our 30+ funding products, including loans and unsecured business lines of credit.
You will have access to hundreds of different lenders and direct finance sources, and hundreds-of-thousands of dollars in business credit and funding for your business. You can qualify for merchant advances, purchase order and accounts receivable financing, equipment and auto vehicle leasing, inventory financing, unsecure credit lines, and business loans up to $25 million.
By offering an array of financing sources and products, we give every client the best chance for approval and the opportunity to maximize their ability to secure business capital.
Step Three - Establish Business Credit Profiles
In Step 3, once you have been approved for business funding, we assist you in the process of building your business credit. Our proprietary online system and certified business credit team help you obtain your business credit reports and DUNS number directly through our system at no cost cost to you.
Our system is the only one in the world that lets you monitor your business credit reports in real-time as you are building your business credit. It's also the only system which allows you to access a DUNS number (Dun & Bradstreet) and Experian Smart Business credit report at no cost.
Step Four - Build Business Credit
In Step 4, we help you get approved for new vendor credit and trade lines in your business name that report to the appropriate business credit reporting agencies. Once this new credit is reported, you will be awarded with an exceptional business credit score and we'll show you exactly how to leverage your new business credit rating to secure even more credit in Step 5.
Step Five - Secure Business Credit Cards
During this step, you will start to receive approvals for revolving national business credit accounts with many of the following vendors: Staples, Lowes, Home Depot, Wal-Mart, Costco, BP, Sam’s Club, Dell, and many more. You can also get approved for larger, $10,000+ limit credit cards with some national retail stores as well as Visa and MasterCard credit cards that can be used almost anywhere.
Step Six - Unsecured Business Financing
In this step, you have the opportunity to apply for a variety of funding programs if you qualify. If you do not qualify for a particular program, we will provide you with the basic requirements needed to be eligible to apply for each program.
You will also learn about the following funding options:
Business Revenue Lending which gives your business access to working capital that is easy to qualify for and funds very quickly.
Accounts Receivable Financing works like a line of credit on your accounts receivable. You receive an immediate cash advance when you invoice your customer for products or services.
Purchase Order Financing provides you an advance towards a purchase order to give you the cash you need to fulfill an order. This is a common form of financing for vendors who need to make advance payments to suppliers in order to fulfill customer orders.
Equipment Lease Financing, as opposed to straight equipment purchasing, greatly conserves cash flow and provides a huge boost to building business credit. Brand new businesses are welcome…even restaurants! You’ll be amazed at what qualifies as “equipment”. For example: Even car-wrap signage and business signs can be financed from only $99/month and we will report this transaction as a business trade line.
We even offer you a $50,000 guarantee that you will be approved for at least $50,000 in business credit. This guarantee applies regardless of the condition of your personal credit and is only a fraction of the credit you can receive through our wide array of lending and financing sources.
Our system is one of the most comprehensive, step-by-step funding suites in the world today, delivering you everything you need to ensure you obtain the business credit and funding your business needs to grow.