We specialize in a wide range of business funding products for start-ups and established businesses. Here are few of the most popular lending products that may be right for your business.
Unsecured Credit & Loan Program (UCLP)
This flagship product is designed for start-up and established business owners with strong personal credit. This unique and flexible funding program features a "Credit Bundle" of unsecured personal and business funding in the form of credit cards, term loans and lines of credit. Funding amounts range from $10,000 to $250,000 (combined) per individual
and may include 0% terms for 6-12 months in some cases.
Most lenders will report your business accounts to the business credit reporting agencies which will further help you build your business credit.
You can secure a "Credit Bundle" in 5 - 10 business days and approval amounts will vary based on the strength of the business owners personal credit. You can use, and reuse your credit lines and are only required to make a small payment on the balance due at any given time.
Business Term Loans
Established clients with business tax returns and strong financials should apply for this program. It features loan terms ranging from $50,000 to $500,000 with competitive interest rates and 1 - 5 year payback terms.
Most lenders will report your account to the business credit reporting agencies which will further help you build your business credit.
You can secure a business term loan in 7-10 business days and approval amounts will vary based on the revenue reflected on your business tax returns. The funds can be used for marketing, equipment and inventory or any other business expansion purpose.
Business Revenue Lending
Business revenue lending will lend your business money based only on the consistency of your current revenue.
If your business has $150,000 or more in revenue per year, you could easily qualify for this program even with personal credit challenges.
Approval amounts range from $50,000 - $150,000 based on the amount of the current revenue reflected on your business bank statements. To determine your approval amount the lender will review 4 - 6 months of your bank statements.
This is an exceptional funding program if your business has consistent monthly revenue, even if you can't provide your companies financials. The approval review process only requires monthly bank statements and an occasional request for merchant statements (if applicable).
Here are several other business loan products that may be available to you as well:
Enterprise SBA Loans
Real Estate Estate Flip Funding
Book of Business Programs
EB-5 and E-2 Visa Programs
Unsecured Credit Cards/ Lines
Merchant Cash Advances
Commercial Real Estate
Sign & Wrap Financing
Floor Plan Financing
And Many More …
Contact one of our knowledgeable Business Funding Advisors for more details on your specific business needs.