Personal Credit Restoration
Have you been denied a business, mortgage, or auto loan or just tired of paying ridiculously high interest rates?
The Secret to Quickly and Legally Boosting Your Credit Score
Our first step is to remove the negative items from your credit profile and we take great pride in having one of the highest credit deletion ratios in the industry. Our clients see results within the first 45 days or less and in some cases we are able to complete the entire process within 3-4 months from start to finish.
Our credit solution will help quickly remove:
Once the negative items have been removed, your credit (FICO) scores will increase immediately. Although a high FICO score (700+) is part of the goal, our main objective is to ensure your credit is strong enough to qualify for home mortgages, auto financing and high limit business funding.
Identifying the Secret
Banks have become completely reliant on the FICO® (Fair Isaac Corp®) scoring model. Essentially, FICO® designed a mathematical algorithm that can quickly analyze a person's credit history stored on file with one of the three Credit Reporting Agencies (Experian, Equifax, or TransUnion) and define it by using a 3 digit score ranging from 300-850®.
Banks approve loans and give better interest rates to applicants with scores closer to 850. According to MyFico.com®, 30% of your score is calculated by the ratio of your credit card limits versus their balances. The bigger the difference is between your combined credit card balances and combined limits, the higher your credit score will be.
So stop being denied because of your past credit challenges and let us help you get back on financial track!
What Our Clients Are Saying
"I'd like to thank MyBCC for its assistance in improving my credit score. In just two short months, because of your efforts, my credit score has increased 40 points. I’m sure this significantly affected financing for my new Chevy Malibu LT, keeping my payments very near the same rate as the Chevy Cruze LS I traded in. And, lowering my insurance from $147 a month to $106 a month. Again, thank you MyBCC.
Greg Herman/ CEO, AMTPA, LLC
After spending years on my own wrestling with the various credit reporting agencies, all with no positive results, I discovered MyBCC. What a godsend! In just a little over 4 months, they have corrected and increased my credit score by 80 points! Their program has been dynamic and steadfast. Their personnel are consummate professionals highly skilled in navigating the muck and mire that comprises our current credit platform. Their ability to tackle the most stubborn of my credit issues has been aggressive and results are truly evident. Bottom line: this program WORKS. Thank you MyBCC!
Steven Johnson/ Mission, TX